Blog

What Are Cross-Tested Plans? (And No, They’re Not a New Fitness Craze) Let’s carve this up nice and easy. Cross-tested plans—also called new comparability plans—are plans that look at how much retirement plan contributions will provide as benefits at retirement age, as a percent of pay. In plain English: They’re a way for business owners...Read More

By day, they’re compliance whizzes, onboarding pros, and trust accounting heroes. By night (or at least outside of office hours), they’re crochets-with-grandma-vibes, snack enthusiasts, and closet karaoke stars. Get to know the humans behind the retirement plans in this interview—they’re even cooler than their job descriptions. We started with the serious stuff… but don’t worry,...Read More

The leaves are falling, the pumpkin spice lattes are flowing, and in some places, retirement plans are giving employers a serious case of the creeps. At EGPS, we’ve seen it all: haunting deadlines, terrifying tasks, and compliance creatures lurking in the shadows. But fear not! Our 3(16) fiduciary services are here to sweep the cobwebs...Read More

They didn’t dream of becoming retirement plan experts as kids—some aimed for outer space, others imagined pirouettes or the presidency. But lucky for us (and for plan sponsors everywhere), they found their way into the world of retirement plans—and never looked back. At EGPS, we know it’s our people who make the difference. So we...Read More

If small business owners are feeling fried just thinking about the costs of starting a retirement plan, we’ve got a-peeling news. Thanks to the SECURE Act and SECURE 2.0, Uncle Sam is offering some tater-tastic tax credits to lighten the load and beef up the benefits. So grab a fork and let’s dig in. Start-Up...Read More

Picture this: a business owner is scrolling late at night, sipping coffee (because caffeine is life, right?), and they stumble onto a profile that seems too good to be true. “Unlimited savings, no management fees, everything handled for you!” They swipe right—but spoiler alert, folks: they just got catfished, retirement-plan-style. Yes, even in the world...Read More