Blog

Many 401(k) plans will be required to include Roth deferrals or remove the provision for catch-up contributions due to SECURE 2.0. This change is now effective beginning January 1, 2026. It was originally set to be effective in 2024, but the IRS has permitted an administrative delay. Still, it is important to know the requirements...Read More

Just like everyone’s favorite ice cream flavor, each EGPS retirement plan expert brings their unique sweetness and flair to the team. In this fun interview, we dish out the inside scoop on what makes our colleagues so awesome. From unexpected career beginnings to those little annoyances that drive them up the wall, join us as...Read More

Cash balance plans are hot right now, with popularity increasing exponentially over the past few years. But this plan type isn’t for everyone. Wondering what types of businesses are the best fit? You’ve come to the right place. It’s time for…Cash balance connection! (announcer voice font 😉). On one side of the curtain, we have...Read More

In the competitive landscape of construction contracting, every advantage counts. That’s why implementing the right retirement plan strategy is so important. We’re not just talking about compliance or ticking boxes; we’re talking about leveraging a deep understanding of prevailing wage laws to not only meet legal requirements but to use them as a strategic advantage...Read More

Thanks to SECURE 2.0, many 401(k) plans will now be required to include automatic enrollment beginning on January 1, 2025. Therefore, it is important to know the requirements and exceptions to this new rule. Let’s take a look! Who is exempt? If the company is a new business in its first three years of existence,...Read More