When most people think “retirement plan,” their brain immediately jumps to the headliners: 401(k)s, profit sharing, cash balance plans. Solid. Popular. Everywhere. But today, we’re heading off the main stage and into the retirement plan speakeasy—where the lesser-known, highly strategic plans hang out. These plans aren’t right for everyone… but for the right employer or...Read More
Across the country, state-sponsored retirement mandates are rolling out at an accelerating pace. While many business owners initially see these programs as a compliance requirement, we see something else entirely: a rare, built-in reason for employers to finally engage in retirement planning conversations. California offered an early look at what happens when a mandate (CalSavers)...Read More
Why Retirement Plan Fiduciaries Exist (a.k.a. The Origin Story) Let’s be honest: “fiduciary” is a big, intimidating word. It sounds like something you’d whisper dramatically in a courtroom scene or a spell Hermione Granger would cast to fix your 401(k). And yet, here it is-front and center in the retirement plan world, creating murky confusion...Read More
February is all about appreciation—and at EGPS, that starts with the people behind the plans. We caught up with a few of our retirement plan experts to talk about how they found their way into the industry, what they love most about their work, and a few fun facts you won’t find in a plan...Read More
When it comes to retirement plans, one size rarely fits all. Each business has unique goals, employee demographics, and financial realities. Additionally, when it comes to retirement plan design options, there’s a wide array of possibilities (or plenty of fish in the sea). Thankfully, business owners don’t have to swipe endlessly through plan options, because...Read More
Retirement plan compliance isn’t one-size-fits-all—and it’s rarely predictable. From operational missteps to testing issues to full-blown IRS examinations, plan sponsors can face a wide range of challenges that require experience, precision, and a steady hand. That’s where our Compliance Consulting team comes in. Plan sponsors can engage EGPS for one-time consulting projects, bringing in our...Read More
Your guide to the latest in retirement plan catch-up contributions. We’re ready for 2026, and like our favorite legendary Jamaican bobsled team, we’re back at the top of the hill — ready to make another epic run. But before we launch into yet another amazing year, let’s take a look at the track for year....Read More
’Everyone loves a good stocking stuffer — those little surprises that turn out to be the most useful gifts. Consider this our holiday edition: we’ve bundled up our most-requested retirement plan resources (plus a few bonus treats) and tucked them neatly into your stocking. No wrapping required. Pour some cocoa, hang the twinkle lights, and...Read More
’Tis the season for peppermint mochas, holiday playlists (whichever you celebrate) on repeat, and… looming tax bills. But small business owners don’t have to gift-wrap their hard-earned money for the IRS. There are smarter (and merrier) ways to reduce taxes. Most business owners know the classic moves: Option 1: Keep W-2 income low, dodge self-employment...Read More
By day, they’re compliance whizzes, onboarding pros, and trust accounting heroes. By night (or at least outside of office hours), they’re crochets-with-grandma-vibes, snack enthusiasts, and closet karaoke stars. Get to know the humans behind the retirement plans in this interview—they’re even cooler than their job descriptions. We started with the serious stuff… but don’t worry,...Read More
