Blog

Navigating Distributions Required Minimum Distributions (RMDs) Hardships and Loans Terminated Participants Mandatory Cash-Outs Under the New Tax Law 401(k) Loan Payback Period gets extended! Recharacterizations of IRAs… Can I take a mulligan? Navigating Distributions The first quarter of the calendar year typically sees an uptick in the number of retirement plan distributions and participant loans....
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According to a recent study from Finhabits, the states with the largest concentration of Hispanic residents had the lowest participation in retirement savings, and less than 10 percent of small business workers in the five top Hispanic metro areas of the United States have access to employer-sponsored retirement savings accounts. The lowest overall participation rates...
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Workers Regret Not Saving More for Retirement: American Century Investments’ fifth annual Plan Participant Study indicated that roughly 90% of retirement plan participants articulated regret about their retirement savings habits. Those who reported having a “great deal” of regret — pre-retirees in the 55-to-65 age group — rose by 5% just in the past two...
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A recent TIAA’s report, “New Evidence on the Demand for Advice Within Retirement Plans” analyzed the use of advice in 23 of its plans between 2009 and 2014. They found that only 13% of participants sought out advice. They reported that asking for advice increases with age, account balance and annual contribution level. They also...
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  Fiduciary Rule Round Up   Who is subject to the new rule?   Does the new rule only apply to investments in our retirement plan?   If this is about protection, what’s the downside?   What Plan Sponsors Need to Know   Technically Speaking   Don’t Get Ahead of Yourself Quite Yet…   Houston, We...
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